2010 toyota corolla miles per gallon

Comparison: The Annual Energy Consumption of Bitcoin

2023.03.22 16:00 ndtsla3 Comparison: The Annual Energy Consumption of Bitcoin

The carbon footprint and annual energy consumption of POW blockchains like Bitcoin are huge points of contention for oppositions of cryptocurrency. For some reason these issues never seem to be a consideration to them when looking at traditional finance.
A study completed in 2021 by Galaxy Digital found that the banking sector itself consumed nearly twice the amount of energy annually as Bitcoin.
In this post I am going to take a look at the annual energy consumption of Bitcoin vs. the annual energy consumption of bank employees in the USA driving to and from work.
This is all very "back of the napkin" math and is probably wildly inaccurate, but its fun to look at nonetheless.

The Math

According to Google, the Bitcoin POS blockchain consumes approximately 120 to 240 BILLION kWh annually. Now that is an extremely wide estimation, so we will split it down the middle and call it a nice round 180,000,000,000.
The average commute for someone in the USA is 41 miles per day
The average mileage for a car in the USA is 24.7 MPG
This means the average consumption is 1.66 gallons of gasoline per day
1 Gallon of gas contains 33.7 kWh of energy
Therefore the average bank employee uses 55.942 kWh per day commuting to and from work.
I looked as hard as I could (for about 2 minutes) and I could not come up with any firm numbers on the number of people employed in the banking sector in the USA. A little bit of searching shows that Wells Fargo, JPMorgan Chase and Bank of America employ approximately 650,000 people between them. According to Statista there were 72,534 branches of FDIC-insured commercial banks in the United States in 2021. With all of this in mind if we throw a random number of say 10 employees as the average per bank branch, we can whip up some numbers.
72,534 bank branches x 10 employees per branch = 725,340 employees
725,340 employees x 55.942 kW per commute = 40,576,970.28 kWh daily
252 working days in a year x 40,576,970.28 = 10,225,396,510 kWh Annually

The Conclusion

By my [very rough] calculations, the employees of the US banking sector use approximately 5.7% of Bitcoins annual energy consumption, on their daily commute to and from work.
Edit: Fixed some fudged up numbers.
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2023.03.22 06:45 Ok_Yogurtcloset1688 OBD2 HELP

Toyota Corolla XSE '19.
Basically: How many miles are needed for the EVAP monitor to record data? ( I know it's like 50-100 miles, but does anyone know the exact for my cars standards ) I'm an amateur car enthusiast so please don't flame me, trying to learn.
if you want the story: I'm so smart I went to get my smog check on a new battery. and guess who didn't pass! LOL, now I have to reschedule, but they won't approve me until I pass on the OBD to go in for a new appointment... thank you
submitted by Ok_Yogurtcloset1688 to COROLLA [link] [comments]

2023.03.22 03:25 Vegetable-Cobbler734 Why is Tesla soaring today

Why is Tesla soaring today
Tesla surged today on data released Tuesday by the European Automobile Manufacturers Association (ACEA) showing that Tesla registered 19,249 new vehicles in EU countries in February, soaring about 50 percent from 12,860 a year earlier and more than any other company, although brands such as Stellantis' Alfa Romeo and Volkswagen's Cupra outpaced Tesla's growth. .

The U.S. automaker took 19.8 percent of the EU's pure electric vehicle market share in February, up from 18.5 percent a year earlier, according to ACEA. Tesla took a 2.4 percent share of the EU passenger car market last month, up from 1.8 percent a year earlier, according to ACEA.

In China, Tesla is expected to report one of its best quarterly retail sales figures in the Chinese market, according to the latest retail sales data from China Merchants Bank International, which tracks auto insurance registrations. The data show that from Jan. 1 to March 19, Tesla sold about 106,900 units in China, averaging 1,371 units per day. And the company sold 120,200 vehicles in the fourth quarter, Tesla's best quarterly sales figure to date.

Moody's has become the second credit rating agency to assign an investment grade rating to Tesla.

Moody's upgraded Tesla's credit score to Baa3 (the lowest level of investment grade debt) from Ba1 (the highest level of junk debt) with a "stable" outlook.

In a statement, Moody's senior credit officer Rene Lipsch said, "Tesla will maintain its position as one of the leading manufacturers of pure electric vehicles as the company further strengthens its global presence."

Moody's also cited Tesla's expanding product offerings (including the Cybertruck, which is scheduled to go into production later this year), its production sites in different regions and the company's strong focus on efficiency and financial leverage.

Last October, S&P Global upgraded Tesla's rating to investment grade after it released third-quarter delivery figures.

In a report at the time, S&P credit analysts wrote: "We are now more bullish on Tesla's credit profile as it continues to demonstrate market leadership in the (electric vehicle) space with stable manufacturing efficiencies supporting strong Ebitda margins and continued positive free operating cash flow."

Bloomberg Intelligence credit analyst Joel Levington said last October that lower financial leverage and top-notch margins could explain the ratings firm's steady improvement of Tesla's rating.

Tesla's performance last year was truly stunning, producing more than 1.3 million electric cars with an operating margin of about 17 percent , tops among many car companies and more than double Toyota's 2022 operating margin of about 8 percent.

In addition, over the past three years, Tesla has repaid roughly $10 billion in debt, after which its financial leverage once fell to extremely low levels.

For Tesla, the Moody's move could be a landmark. Traditionally, rating-sensitive investors consider a stock to be officially blue-chip when it has received high ratings from at least two agencies.

Moving from "junk" to "blue chip" means that Tesla will be able to attract more investors, which could significantly reduce its financing costs.

In this regard, Levington said: "This is a historic event for Tesla. We continue to believe that the company has the foundation for a rating upgrade cycle. This could narrow the gap between what people see as Tesla's credit risk and Volkswagen's."

Indeed, prior to Moody's rating upgrade, Tesla was already viewed by many investors and analysts as a blue-chip company.

Earlier this year, Tesla received a $5 billion revolving credit facility, meaning it was close to investment grade status. According to media data, Tesla has almost no outstanding debt and its 5-year credit default swaps (CDS) are already on par with highly rated borrowers.

Number of Tesla car accidents up in past two years after Tesla removes radar sensors

Tesla CEO Elon Musk reportedly announced nearly two years ago that Tesla would stop installing radar sensors in its cars. Data shows that the number of subsequent accidents and near-misses involving Tesla cars has increased.

Interviews with dozens of former Tesla employees, test drivers and other experts show that after the 2021 upgrade, Tesla cars driving through Autopilot or FSD features are braking more often because of nonexistent obstacles, misidentifying street signs and having difficulty identifying emergency vehicles.

Some sources said the increasing incidence of false braking is related to Tesla's decision to remove radar sensors from its vehicles. Data from the National Highway Traffic Safety Administration (NHTSA), which is investigating this aspect of the problem, shows the agency has received hundreds of complaints about false braking over the past nine months. Last year, more than 750 Tesla owners complained that their cars suddenly and inexplicably braked while driving.

Meanwhile, NHTSA also stepped up its investigation into Tesla's Autopilot feature in 2022 after more than a dozen accidents in which Tesla cars crashed into emergency vehicles. NHTSA said the driver-assist feature had difficulty identifying parked vehicles.

Musk initially announced that Tesla would stop having radar sensors in its cars starting in 2021. Some engineers were reportedly "taken aback" by the statement and contacted a former Tesla executive in hopes of convincing Musk to change his decision. Musk has also said in the past that he wants Tesla's FSD and Autopilot software to simulate the senses of human drivers through cameras rather than radar.

Currently, all Tesla cars are equipped with Autopilot driver assistance. Users can also pay a one-time $15,000 or $199 a month to enable the FSD feature, which helps cars recognize stop signs and traffic lights, automatically adjust lanes and park themselves. But Tesla says neither Autopilot nor FSD can replace a licensed driver.

Until 2021, Tesla cars will use radar sensors in addition to cameras to identify obstacles. Currently, Tesla relies on eight cameras and Autopilot image taggers to train cars to react to their environment. Tesla employees tag videos taken by the car's cameras to train the software to recognize and respond to different obstacles.

Other self-driving sensors, such as LIDAR, are also used by Tesla's competitors. These vehicles use LIDAR to digitally map the environment and avoid errors, even if the on-board cameras are obscured by external obstacles, such as rain, snow and fog. Musk, however, has previously said that LIDAR is too costly and therefore "doomed to fail."

Since 2016, Musk has been promising that Tesla will soon launch a true self-driving car, but experts are not optimistic.

Earlier this year, several experts said that the Tesla FSD is still far from self-driving. In February, Tesla released an OTA software update to 362,000 vehicles to address a problem with the FSD, which the NHTSA said at the time could cause cars to "behave unsafely at intersections.

A Tesla spokesperson did not comment. In a voluntarily released vehicle safety report, Tesla said it had the lowest overall probability of injury among all vehicles tested by the U.S. government's New Car Evaluation Program. In January, Tesla also said that in the third quarter of 2022, the probability of a Tesla accident had been as low as one accident every 6.26 million miles (about 1,074,000 kilometers).
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2023.03.22 02:32 SaltyMiniMiner Commuter for driving high mileage - want to buy

Must: 2018+, Wagon or hatch, manual, fwd or awd, reliable, cheap to maintain, 30 mpg+, -$25k Want: Four door, American or Japanese
I drive 30k+ miles per year and get paid government rate. Need a car.
Options? Impreza, Corolla? What else?
submitted by SaltyMiniMiner to whatcarshouldIbuy [link] [comments]

2023.03.22 01:45 Accomplished_Emu2476 I'm in need of assistance with statistics

n its Fuel Economy Guide for 2016 model vehicles, the Environmental Protection Agency gives data on 11701170 vehicles. There are a number of high outliers, mainly hybrid gas‑electric vehicles. If we ignore the vehicles identified as outliers, however, the combined city and highway gas mileage of the other 11461146 vehicles is approximately Normal with mean 23.023.0 miles per gallon (mpg) and standard deviation 4.94.9 mpg.
The quintiles of any distribution are the values with cumulative proportions 0.200.20 , 0.400.40 , 0.600.60 , and 0.800.80 . What are the quintiles of the distribution of gas mileage?
Use Table A to find the first quintile of the distribution of gas mileage. (Enter your answer rounded to three decimal places.)
first quintile:mpgUse Table A to find the second quintile of the distribution of gas mileage. (Enter your answer rounded to three decimal places.)second quintile:mpgUse Table A to find the third quintile of the distribution of gas mileage. (Enter your answer rounded to three decimal places.)third quintile:mpgUse Table A to find the fourth quintile of the distribution of gas mileage. (Enter your answer rounded to three decimal places.)fourth quintile:mpg
submitted by Accomplished_Emu2476 to cheatatmathhomework [link] [comments]

2023.03.22 01:44 Accomplished_Emu2476 I am in need of help with statistics. Please!

n its Fuel Economy Guide for 2016 model vehicles, the Environmental Protection Agency gives data on 11701170 vehicles. There are a number of high outliers, mainly hybrid gas‑electric vehicles. If we ignore the vehicles identified as outliers, however, the combined city and highway gas mileage of the other 11461146 vehicles is approximately Normal with mean 23.023.0 miles per gallon (mpg) and standard deviation 4.94.9 mpg.
The quintiles of any distribution are the values with cumulative proportions 0.200.20 , 0.400.40 , 0.600.60 , and 0.800.80 . What are the quintiles of the distribution of gas mileage?
Use Table A to find the first quintile of the distribution of gas mileage. (Enter your answer rounded to three decimal places.)
first quintile:mpgUse Table A to find the second quintile of the distribution of gas mileage. (Enter your answer rounded to three decimal places.)second quintile:mpgUse Table A to find the third quintile of the distribution of gas mileage. (Enter your answer rounded to three decimal places.)third quintile:mpgUse Table A to find the fourth quintile of the distribution of gas mileage. (Enter your answer rounded to three decimal places.)fourth quintile:mpg
submitted by Accomplished_Emu2476 to cheatatmathhomework [link] [comments]

2023.03.22 00:18 Gator-Ayush Upgrade to GT from eco boost

I am considering upgrading from a 2020 eco boost to a 2022 GT. What is the difference in the fuel economy? What is the average miles per gallon you get on a GT with manual transmission?
submitted by Gator-Ayush to Mustang [link] [comments]

2023.03.21 21:22 Adomanzius We encountered something in the ocean that defies explanation.

We had been checking weather reports tirelessly for two weeks, until we finally found our spot. The following week should be nothing but sun and smooth winds, so we tentatively decided that to be our slot. Our small crew consisted of me and my friends Josie and Frank. Josie’s dad owned the boat (and he still needed to sign off on our plan), so we had to reserve it ahead of time, and make sure that we got it back in pristine condition, on the dot, and preferably with a nice coating of wax or whatever they use to make boats shine like candied apples.
Monday arrived and the weather was still solid, and Josie’s dad had reluctantly signed off on our plan, so we decided not to wait any longer and take it out the next day. The idea was to have a two day mini-cruise; just us hanging out on the boat and maybe docking it for the night at a nearby town. Although Josie’s dad was a hardass, he had taught her how to drive and maintain the boat since she was a kid, so really, the worst thing that could happen is that we wouldn’t have enough snacks.
Me and Frank met at the parking lot, and saw Josie standing on the boat at the end of the dock. Her dad was with her, lecturing her about some winch or other, Josie rolling her eyes next to him, barely maintaining her attention.
“He really can’t leave her alone even for a couple days, can he?” Frank asked, keeping his voice low as we stepped on the long dock.
“Josie or the boat?”
Frank chuckled, then quickly returned his resting poker face as we reached the boat, Josie’s dad turning around as he heard the planks creaking under our feet.
Before he could say anything, Josie ran up from behind him and said “Hi boys! You brought the food and snacks and the five gallons of vodka, I assume?”
“Aye aye, Captain!” we replied in unison. It was Josie’s dad’s turn to roll his eyes.
“Well, I’ll leave you to it,” he said to Josie, starting to walk down the small ramp down to the dock. “And remember, two days, no more. I expect you to bring her back in one piece.”
“Sure thing, dad!” That was Josie’s way of saying yes, yes, yes, I get it already.
Josie’s dad gave us a stern look followed by a slight nod as he walked past us. He never really liked me or Franki, a bunch of hooligans, as he’d once called us when we were kids. For the record, me and Franki didn’t like the guy either, so at least the feeling was mutual.
After her dad was out of earshot, Josie yelled “Are you ready kids?!” putting on her damndest pirate voice.
“Aye Aye Cap-TAIN!” we screamed and sprinted up the ramp and into the boat.
After an exchange of hugs we unloaded our groceries into the mini-fridge below deck, then met up with Josie, who was already sitting inside the helm. “Ready to leave, crew?” she asked. “Let’s rock this boat,” Frank replied. The amount of bad jokes this early in the morning was surely a great indication for what the rest of the day held.
It wasn’t long until the shore behind us was gone, the tranquil open sea spreading out in all directions. Josie seemed to know where we were going, but at that point I could no longer discern what direction we had even come from.
Me and Frank sunbathed and joked around on the deck until Josie emerged from her cocoon-like cockpit. “Sorry to interrupt your hi-LARIOUS hijinks, but I’d propose we have some lunch soon.”
Like destiny, the word lunch produced a unified grumble from both me and Frank’s stomachs - the universal horn of yes please, food please, now please.
“We can stay here for a while, then we could start heading towards the town,” Josie said.
Feeling bad that she was doing all the heavy lifting, I asked her “You need any help? It’s your boat, and us your honored guests, so don’t be afraid to command us, cap’n!”
Please,” Josie replied, “when I get a chance to drive this boat, I take it. Dad’s been hogging it like crazy all summer. Besides, it’s not like you guys even know what half of the things on this boat are called, let alone what they’re used for.”
“Well, that’s the driver’s seat,” Frank said, pointing at the helm.
“That’s called a helm, my dear. Frank - you just earned yourself the honorary job of heating up our lunch.”
“This ain’t no Ford Prius, I see,” he replied as he got up and started to take lazy strides towards below deck.
“Toyota,” I said.
“Prius is Toyota. Not Ford. Come one, let’s go make lunch for the captain.” I got up to follow Frank, nodding approvingly to Josie.
We had cheap microwave meals for lunch, seeing as the boat didn’t have a stovetop or an oven. For some reason - maybe it was the soothing sounds of the ocean lazily slapping the boat, or the warm afternoon sun - the food defied its low expectations and tasted great.
Afterwards we had a little siesta where I almost fell asleep until Josie said “Shall I take course towards the town, then?”
Through a straw hat laid across his face, Frank mumbled “Aye aye.”
“You sure you don’t need any help?” I asked Josie once again, but she was already jumping into the helm, excited to get back at it. “You guys just take a chill, I’ll get us where we need to.”
As the motor’s soothing hum returned, I got myself a bag of chips and sat on the deck, watching the horizon. Frank still had the hat on his face, which either meant that he didn’t want to be bothered, or that he’d fallen asleep. Either way, I was happy to just sit under the sun as the boat slowly rolled towards our destination, cutting a line into the flaccid water behind us.
“Shit, Shit SHIT!” Josie screamed. I must’ve fallen asleep, and as I got up the half eaten bag of chips crushed under my foot.
“What, Josie? What’s wrong?”
“What’s going on?” Frank parroted as he stood up, the hat falling beside him.
“There’s a fucking storm coming,” Josie said as she frantically pressed buttons, her eyes darting across the dashboard of the helm.
I turned around and looked at the horizon. Dread filled me as I saw an infinitely wide wall of dark clouds spread across the sky, making contact with the water in a misty gray curtain. I noticed that the ocean was no longer level, for it was rippled with small waves that thumped the sides of the boat in eager anticipation.
“I thought it was supposed to be nothing but clear skies,” Frank said. He’d walked beside me, taking in the horror beyond the horizon.
“Ex-fucking-actly, Sherlock. It came out of fucking nowhere,” Josie snapped, holding the wheel tightly in her right hand as she fiddled something with her left.
“Okay, Josie, I know this might sound stupid, but bear with. Why are we going towards the storm?” I asked, trying to not seem disingenuous as I turned around to face her.
She gave a sigh, stopping what she was doing and looked me in the eyes. “That’s where the town is. It’s the closest place to dock right now, and the storm’s moving faster than any I’ve ever seen. If we go back it’ll catch up to us and we’re fucked. If we go through it, we’ll spend the least amount of time inside it, giving us at least a chance.”
“A chance at what?” Frankie asked.
“A chance at getting out of here.”
“Any port in a storm, I guess,” I said, trying to lighten the mood, to which Frank gave me a concerned look.
The air had turned cool, so I went and changed to warmer clothing, Frank doing the same. Coming back up to the deck, I saw that the storm had moved closer. A lot closer. Josie instructed us to put on life jackets and to stay below deck, not to come out unless she asked us to. We put on the puffy orange jackets and promptly hunkered down below deck. The increasing waves were already rocking the boat uneasily.
“Are we gonna die?” Frank asked, his voice whimpering as he looked up at me from the opposite bench.
Although the question had already burrowed itself into my mind as well, I replied “No, NO, man, we’re not gonna die. Like Josie said, it’s just a quick ride through and then we’re back on dry land,” hoping that my words held even a sliver of truth.
In a matter of minutes, the sky turned dark and the boat started jumping on waves, like a rollercoaster rapidly going up and down and up and down. The rain tore into the boat like a machine gun as thunder sounded from across the way, lightning flashing the sky white erratically. Frank’s lunch quickly escaped his stomach, coming out in an arc of brownish green vomit that splattered across my legs and the floor. I was too scared to care, and he was too frightened to apologize.
The storm kept getting worse, the waves becoming larger as evidenced by the deeper dives and longer ascensions. Water was constantly slamming the deck, some of it trickling down to our feet. Through the two small windows the cabin had, it was near impossible to know whether we were on top of the water or under it, or which way was up or down. Although the storm was loud, I could still hear Josie cursing and screaming as she battled the waves and tried to keep us afloat, which was the only indication that she hadn’t been swallowed into the depths below. Frank was sweating bullets, his face a pale white. I wasn’t doing much better either, the words it’s gonna be ok it’s gonna be ok repeating in my mind.
Slowly the storm started to ease up, the waves thinning out and the rain becoming only a slight patter. Neither Frank or me said anything, though, not wanting to jinx it before we were safely back on land. Soon, the boat’s rocking lessened severely, and I could see sunshine coming through the windows.
“Hey guys, you okay? You can come up now,” Josie yelled, her inflection hesitant but calm.
Frankie apologized for the vomit as we got up and made our way up the steps. Josie was standing at the front of the deck, tumbling through her soaking wet hair with her fingers.
“Ho-lee shit, did we just survive the fucking apocalypse?” Frank asked rhetorically, his eyes darting between me and Josie.
“Josie! You okay?” I asked.
“Yeah, yeah… I’m fine,” she replied, waving her hand like nothing abnormal had happened at all.
I walked up next to her and said “We got through it, didn’t we? Now just let’s get ourselves back on land, eh?”
“Yeah, well, that’s the problem.”
“What do you mean?”
“Well, look,” she said, holding her hand out at the pale horizon, like she was presenting it on an invisible platter. “Where’s the town?”
“What do you mean where’s the town? We got through the storm, so shouldn’t we be able to get through to it now?”
“That’s the thing. It should be right in front of us.”
“Where’s the storm?” Frankie yelled from the back of the boat.
“What do you mean ‘where’s the storm?’ We just went through it” Josie yelled in annoyance, still peering at the horizon.
“For fuck’s sake, come here,” Frank replied.
Josie looked at me and rolled her eyes, then started walking towards Frank as she gave a long sigh. I followed tepidly behind her.
As we reached the back of the boat, I realized what Frank had meant. There was no storm, nor clouds, or even residual waves. “What the fuck,” I exclaimed under my breath, right as Josie started sprinting around the boat, looking in all directions, her head swiveling in frantic motions, her hair throwing beads of water around like a dog drying up after a swim. A minute later she joined us, panting, and said “It’s all just water. There’s nothing on any side. We’re in the middle of the fucking ocean, the storm’s gone, there’s nothing.”
“Shit, shit, shit…” Frank muttered as he started to tap his foot on the deck, holding himself in a tight hug as he shivered in his wet clothes.
I turned to Josie. “Well we shouldn’t be far off from something, right? It’s still day, and even with the storm we couldn’t have gone too far.”
I could see that Josie was tired. She looked like she had aged about ten years in the last twenty minutes. “Okay, okay, you’re right. Let me just check some things and figure out where to go.”
Josie left for the helm, leaving me and Frank to stare in silent horror at the lazy, blue ocean that seemed to stretch infinitely in all directions.
After a long minute Josie called to us “Guys… you better come check this out.”
She was staring intensely at the dashboard of the helm as we arrived.
“Okay, so good and bad news. Which first?”
“Good, please.” Frank replied, recovered from the worst of the shivers.
“Okay, so the good news is, uhh,” she began, still fiddling with controls as if to double check her suspicions “the boat seems to be in running condition. There’s no damage to anything that would prevent us from going forward.”
“So what’s the problem then?” I asked.
“Check your phones.”
“What?” me and Frank said in unison.
“Check if you have a signal, internet, anything.”
“Shit,” Frank said. “Yeah, mine too,” I replied as I looked at my phone and saw that there was absolutely no signal or internet.
“Yeah, I don’t have a signal either - just had to check. And it doesn’t stop there,” Josie said, “compasses, readings, all of that - it’s shot. I can’t navigate us anywhere, and I have no idea where we are.”
Frank started to freak out and walked towards the front of the boat, his wet shoes squishing as he stomped angrily. “Fuck, fuck, FUCK. What the fuck do we do?”
“Well, as I said, we can still move. The only question is where. I have a faint idea of where the sun was when we first headed out, and I suggest we try to mimic its movement back to the dock,” Josie said to me while keeping her eye on Frank.
Frank was now squatting on the deck, his hands gripping his neck as he stared down at his feet.
“That sounds smart. Then if we see the storm again, we can recalibrate. We should probably be hitting land at some point, right?” I said to Josie.
“That’s my logic, at least.”
“You with us Frank?” I asked, turning to him.
“Yeah, yeah. I guess that sounds smart,” he replied in a solemn voice under his breath.
“Need any help?” I asked Josie.
“Take care of Frank,” she said quietly. “The best thing we can do is stay calm.”
Josie revved up the engine and turned the boat around carefully as she mapped out our approximate direction, and then we left towards a horizon that was no different from the others, guided only by the sun’s approximate movements.
As Josie manned the wheel, me and Frank cleaned up below deck and dried our clothes. As we were finishing up, he said he’d stay below deck, as he needed some time to think.
Looking at the sun, the day was slowly turning to evening. It was summer, so we still had daylight for a few more hours. I went up to Josie to see how she was doing.
“Frank’s below. Said he needed some time to think. I don’t blame him - this is indeed a bit fucked up, isn’t it?”
“Logically, we should hit land at some point,” she replied, her eyes fixed on the horizon, her presence distant.
“How are you doing, Josie? You just pulled us through hell. I know you don’t need help with the boat, but I’m just saying -- I’m here if you wanna talk.”
Josie sighed and turned to me. “Thanks. I think right now what I need is to get us safely back home. Once we’re back you can buy me a beer and then we can talk.”
I nodded, and then turned my head to look at the horizon. Noticing something in the distance, I said “Josie, uhh, what’s that?”
She turned her head back to survey the ocean.
In the distance there were small, dark peaks rising from the ocean, like the tips of underwater mountains rising above the water. They’d appeared seemingly out of nowhere.
“I -- I don’t know. But I think we’re gonna see soon enough.”
I stayed with Josie as we approached the peaks. As we got closer, it was obvious that there was no land between them. Instead, they shot up from the water in thick spirals that tapered off the higher they reached. As we got closer we could finally realize their true size. Although some were smaller than others, most were the equivalent of tall office buildings, some reaching even higher. They spiraled and twisted in the air, arcing like blades of grass in the wind, and it seemed like they could fall down at any moment, but they did not move or shake in the slightest. There must have been twenty or so, and they all looked similar despite their differences in size; dark, mostly smooth yet also scratched, like charred meat on a grill.
“You have any idea what these are? They look like… trees or something, except they don’t have leaves or branches,” I said to Josie.
“Never seen anything like it. Must be some rock formations or something. Maybe there’s an underwater volcano that bursted lava out and it solidified -- I really don’t know. But those should only happen deeper in the ocean, far away from land.”
I heard Frank coming up the stairs. He looked better than he had before, his step lighter. Although I’d been afraid he’d been brooding, I guess having some time to think really did help.
As he saw the spiraling towers, his face turned into a twisted and confused half-frown as he said “What the fuck are those?”
“We don’t know,” I replied, “but it’s the only thing we’ve seen so far.”
Soon the closest spiral towered just a mere two hundred yards away, its wide shade casting upon the boat. From a distance it had been hard to decipher the dark structures, but upon closer inspection, it was clear that their anatomy was… abnormal. Stretches of surface material were mostly smooth, but all of the spirals seemed to have slight craters that were formed above the rest of the exterior. It looked like they had been bombarded by meteors of differing sizes, although even if this had been the case, how had they not been immediately broken, I do not know. They were beyond any logic I could muster.
“So, anyone know what we’re looking at?” Josie askied, surprising both me and Frank - she was usually the one to know things, us just tagging along for the ride.
“No clue, captain,” replied Frank as he stared upwards in dismay at the towering spiral.
“Still no,” I said.
Suddenly the boat’s end shot up, followed by the front, ascending us a good ten yards in mere seconds. Frank and I were knocked down on the deck, but Josie managed to hold onto the walls surrounding the helm. The boat kept rocking as waves hit us from behind. I slowly stood up with my knees bent for support, and went to help out Frank who was still laying on the deck, his eyes wide in panic.
Once I’d gotten Frank up, Josie had already managed to make her way to the back of the boat. We held onto the railings along the boat’s edge and walked as fast as we could through the oceanic turbulence to catch up with her. Once I saw what had produced those waves, I wanted to get back to land more than I ever had before.
In the distance tens more of the spirals had emerged from the ocean, some even larger than the ones we’d seen. They dripped with water, and some were covered in green algae. Somehow they’d been quiet, merely disturbing the water as they’d shot up.
“We need to move! One of those things could shoot up under the boat and sink the whole fucking thing!” Josie screamed, running back inside the helm as the waves slowly calmed down and became smaller. I leaned on the railing to see if there was something underneath us - not that there was much I could do, even if I saw a gigantic spiral shooting up from the depths.
The water beneath the surface was unmoving, holding an abyssal darkness. It seemed as if the light penetrated less than it had before, and what was deep below was nothing but pitch black shadowlands.
Just as I was about to disembark and head towards Josie, something moved in the water. I craned my neck farther over the railing to get a better look. It looked like two large masses were separating from each other, unearthing a ravine.
Josie had gotten the boat moving, and we were starting to turn towards an opening between two of the spirals. As the boat circled, I got a better view of what lay below. The ravine widened, and inside it I could see a dark, whitish yellow mass peeking through. As Josie cranked us up to speed the yellow mass had opened up into a large, oval shape that seemed to span across the ocean floor. Its center held a deep, dark circle that sucked in light as if it were a black hole, twisting all things inside of it.
Then it closed up. I sighed in relief, hoping that no more spirals would emerge.
Suddenly it opened up again in a furious motion, wider than before, into a perfect circle. Then it hit me - it was an eye, larger than anything I could think of. Although we were moving at full speed, it was so gargantuan that we weren’t making any headway.
It had blinked.
“Josie? Frank?” I screamed as I turned around and saw Frank on the opposite railing looking down at the water, witnessing the same thing I was seeing.
Frank turned to me, his face a washed white, and his mouth slightly agape. “They’re tentacles. They’re fucking tentacles, look!” he pointed at one of the bigger spirals. “They have fucking suction cups and all! Shit, SHIT!
As if on cue, the tentacles started to return to the water, splashing as they did so, producing strong currents in the water. The boat was immediately caught up in the chaos, going up and around huge waves and being dragged by the water’s shifting volume. Frank sprang below deck, and I followed him. From the small round windows I could see one of the gargantuan tentacles dropping back into the water, the boat just barely missing its tip and almost sunk by the shifting ocean.
Josie ran inside with us and exclaimed “The storm is back! It’s fucking back! I can’t maneuver the boat worth shit!”
As she closed the door behind her, we were flung to the side, my ribs hitting one of the cabinets, producing a painful crack. I could hear the rain start to scratch at the boat, and soon we were engulfed in darkness, the rain gunning down on us through the waves. The boat rocked and swayed worse than it had before, and at some points I was sure we’d gone under, buried into the deep sea, never to see the sun again. We held on to whatever we could as water trickled through the sealed door and started pooling up on the floor.
Slowly, but steadily, the storm started to pass, the boat regaining its level status along the water. The darkness outside faded into a dark red. Once it was possible to stand with relative ease, we emerged from the cabin and walked up to the deck.
“Everyone okay?” Josie asked.
“I think I’m gonna --,” Frank replied, and promptly ran to grab the edge of the railing and vomited yellow bile into the water, his stomach empty of food from before.
“My ribs got a beating, but I don’t think anything’s broken, “ I said. “What about you?”
“I’m fine. Just some bruises. Look,” Josie said, walking to the other side of the boat.
On the horizon, we saw the evening sun illuminating a crimson glow behind a small town some 500 yards away.
“Frank?” Josie called out.
“Yeah?” he replied through thick phlegm that sounded like it was stuck to his throat and running down his nostrils.
“We made it.”
We docked at the unfamiliar town and found a small hotel - probably the only one there - just a quick walking distance away. Once we got our phones dried off, Josie’s seemed to be the only one that still worked. As she looked up our location she nearly dropped the phone on the ground.
“I -- I don’t know how, but we’re quite far from home,” she said, her voice produced in quick breaths.
“How far?” Frank asked.
“Some 480 miles away.”
We checked and double checked her phone, but she was right: somehow we’d ended up nearly 500 miles down the coast into a small fishing town.
We were so tired that we decided to get some sleep before giving the bad news to Josie’s dad. The next morning Josie called him up and explained the situation, giving him the simple version: a storm had hit us, and after we got out we’d arrived here. I could hear the screams he gave her through the phone - apparently he was sure we’d driven the boat all the way to this ghost town in the middle of nowhere and docked it here, just to spite him. Josie didn’t respond to him much, only apologizing and telling him to come pick us up.
A day later he arrived, furious with us - and especially Josie. Once we showed him the boat I thought he was going to burst into a thousand tiny pieces, for I’d never seen a man so angry before. Although I think he overreacted, it was true that the boat was in shambles. There was water damage throughout the interiors, most of the equipment was shot, and large scratches were present along the exterior’s white paint.
Josie begged him not to drive the boat back home, but he insisted, not hearing a word her daughter was saying. We drove his car and arrived home that night.
As promised, me and Josie went out for a beer a few weeks later after her dad had settled down enough to let her out of the house. We went through the events of the trip in great detail, confirming to each other that it really did happen - although we disagreed on one thing.
Josie still thought that the spirals were just magma turned rock, and the whole thing was just extremely bad luck. According to her, we got held up by a superstorm or hurricane that moved our boat on top of an active underwater volcano, and then got hit by that same storm later as it moved across the ocean at miraculous speeds. Her theory was that the storm moved us along with it, making it possible to traverse such tremendous lengths with ease.
But Josie didn’t see what had been underneath us. Her theory was that the ‘eye’ I saw was simply lava cooling down as it emerged from the ocean bed. But she hadn’t seen it blink.
Frank of course seen it as well, but I haven’t heard from him much after the incident. According to his mom, he’s been cooped up in his room, drawing yellow circles on black pages. He’d told her that he needed some time to think.
submitted by Adomanzius to nosleep [link] [comments]

2023.03.21 20:27 The_Blackest_Man EV worth it?

Do you guys feel like plugging in is saving you any money? My electric bill went up by roughly $100 a month since I started charging at home. I figured I get about 500 EV miles from charging 12 times at home per month, so that's 5 miles per dollar. I get 45-60 mpg, depending, in HV, at $3 a gallon. Anyone else experiencing this?
submitted by The_Blackest_Man to rav4prime [link] [comments]

2023.03.21 19:59 missingmountains7 I am 33 Years old, just started a new job, and have $31,606 in Credit Card Debt

This was incredibly hard for me to write and admit., I'm sure I have forgotten important information and have errors.
Title: I am 33 years old, making $80,000 salary ( just started new job ) plus $21,300. Spouse ( 39 )makes $40 per hour plus $14,200, and we have $77,313 debt not including our mortgage.
SECTION ONE: Background
Job: Project Analyst ( new job ) & GIS Analyst
Industry: Finance
Location - MCOL, rural Texas
Context - I have worked for my MIL since 2015 with no benefits. My husband has worked for her since 2013 with no benefits. We were led to believe we would take over the business and have a really good secure income. Instead, we have made less than others in our same careers or near the same, but with no benefits, no paid holidays etc. We attempted to get the plan of action for us to take over starting in 2017, but were met with aggression and personality issues each time. It’s been a long mentally exhausting 5+ years. I have finally broken away.
SECTION TWO: Current Debt and Assets
Credit card debt: Total Credit Card Debt $31,606.30. Breakdown: Card 1 ($10,799.30 out of $14,500) Card 2 ( $17,002.84 out of $18,000 ) Card 3 ( $0 out $0 ) Card 4 ( $3,805 out of $5,000)
Personal loans: $0
Medical debt: $0 paid down from $18,000
Student loan debt (for what degree). $12,534.18 Bachelors in Engineering Technology. Already paid off over $15,000. His grandparents and parents paid for his undergrad; he saved up ( before we met ) and paid for his master's.
Remaining mortgage balance if you’re a homeowner. $298,000 remaining. Originally 318,000 at 4.84%. Yearly Dividends are around $3,500-$3,800.
Auto loans: Truck $19,781.71 u/2.25%, small SUV $13,390.64 @ 2.25%
Any other type of debt and how you accumulated it (e.g., payday loans, title loans). N/a
Retirement balance (and how you got there). Around $5000-$6,000 for both of us. This was from putting some into accounts we opened a few years ago.
Equity $502,000
Our first house was purchased for $82,000 in December 2010 with low interest. We sold it 2016 for $115,000 to buy our land.
To buy our land, we put some of the equity towards credit card debt and the rest towards purchasing the land for $150,000 at a 15 yr fixed rate of around 5% interest rate. We “rebuilt” our house starting Nov 2019 with a refinance and construction loan in one. We didn’t put any down, it was 90% loan to value. The house we built made the value ( once complete ) more than the loan. Currently, the estimated appraisal is around $800,000 leaving $498,000 in equity. We didn’t purchase and build in a typical way. We bought the 45 acres for 150k 4% or so15 year loan 3 years before refinancing with a construction loan. We did put down $15,000 to purchase the land originally.
Savings account balance: $200
Checking account balance: averages $4000-$5000 to cover all bills etc.
Any other assets that are applicable to you.
Main Job Monthly Take Home aka Net Pay I just started my new job so I don’t know what the health insurance etc will look like. My salary is $80,000. My insurance is 80% covered. My husband makes $40/hour with no benefits besides two weeks of paid vacation.
Side Gig Monthly Take Home
We have owned a business for 10 years. It is a contract that has been $30,000 per year until this year; it is now $35,500. This is very part-time, part of the year. We have always worked on this in our free time, until 2021 when I did work it as my main job for that year and a half. We have had our real estate licenses since 2016; we didn’t make any money until 2019. It ranged from $15,000-$30,000, was in 2021. He is quitting real estate and I recently also quit.
Any Other Monthly Income Here
SECTION FOUR: Monthly Expenses
Mortgage $1676
Home insurance Annually $3,000
Property Taxes Annually $3,300
Private Health Insurance $580
Additional Retirement contribution N/A
Savings contribution N/A
Investment contribution N/A
Private School $350 plus $100 for aftercare
Trash Pickup $89/quarter
Husbands Life Insurance $51 monthly
My Life Insurance Annually $180
Debt payments We put extra money towards debt and get out of credit card debt most years, then go back into it. We paid the minimum from when I quit working full time for MIL until now.
Donations (please estimate monthly) I donate a lot; I’ve been on a minimalist journey for years and donate nearly everything. I used to also donate to St Jude's $25 a month.
Electricity averages $200-$275.
Water Averages $45-50
Sewage on a septic system
Internet $71 it will go up to $97 soon.
Cellphone $240 per quarter Mint
Subscriptions Apple TV $6.99, Apple Care $10.81, Discovery+ $6, Hulu Disney Bundle $5.39, Amazon $8 ( sister is taking over ), Netflix another sister usually pays for this,
Pet expenses Approximately $50
Car payment / insurance small SUV $317, truck $526. Yearly auto-ins. $1,000 for the truck, $600 suv
Parking/toll/gas/other transportation costs. $500-$700 we live out of town. It’s a 45-mile drive one way to go to a decent grocery store or to buy most things. Our town only has a tiny walmart ( limited options and bad produce ) and a very expensive small grocery store. He does get paid mileage but also has to have a 4x4 truck for work; although he doesn't work in the woods most days.
Regular therapy/other routine healthcare or wellness treatments. No insurance to cover it, but grandfathered in at $75 when I go. I/we used to go once or twice a month for years on and off. Our daughter did see a therapist last summer. She was $125 every two weeks for a couple of months.
Beauty/grooming not enough, honest. I may get a haircut twice a year and he gets his cut maybe once every few months. This will become more scheduled.
Paid hobbies nodda
Food/Drink Average $800 a month on groceries but during the worst times for us, $2000. I want to get this lower; we don’t buy meat so I feel like we need to do better planning.
Fun / Entertainment $0
Random House/Property stuff Averages $200 a month +
Clothes $0. Our daughter has a uniform for school; I tend to buy when on clearance. I’ve rarely bought anything since quitting MIL.
Any other expense that's relevant to you.
SECTION FIVE: [Write your Deep in Debt Diary here]
Please provide a detailed history of your debt accumulation and payments, including your pay at the time, any strategies you used to target your debt, and anecdotes about your experience. Example:
2010-2014 Worked as a draftsman while getting my associates in drafting. I was honest with them from the beginning about going back for a bachelor's. The most I made was $15/ hour with benefits only in the last year of employment. We started our contract work in 2013 at $25,000 per year.
2014 went back to college for a bachelor's degree and got my first real credit card. I don’t recall my balance when I started working on it but I would say it was over 3k. I also learned he had over 5k in cc debt when we started talking about combining our finances and working on debt. He was making $33 per hour with no benefits. Our contract was $25,000 per year which was broken up into equal payments over the year.
2016 - 2019 We combined out income and I took over finances completely with no help. I agreed to join the family business after finishing my degree in May 2016 and also got my real estate license ( boss MIL was also a broker). Worked full time from May until end of November when our child was born. I made $15-$25 in that time. We paid $800 per month for private insurance and had a traumatic delivery that came to another $18,000 after insurance coverage. I was scared of being one alone with my child; I had postpartum but didn’t tell anyone nor fully wanted to admit it to myself. Our daughter wasn’t easy going even as a baby, she had to be on my body at all times to be happy. She still gets bored easily. We spent a lot of money on stuff to entertain her at home; she never liked anything, not even a swing. We hired a nanny to be at our office with us full time from age 1 month to 3. We paid her $10 per hour in cash. Our daughter started pre-k at a private school at 3. $350 a month. Debt varied as always. I was at the office 40-45 hours but my boss used me to do real estate stuff she didn’t want to do which cut my hours to 30-32 per week hourly; I was never compensated for all of the real estate admin and website building. We both had our real estate licenses but never made anything until 2019-2022. It took up 8+ hours or so of my weekly hours then a lot of our weekends. In 2016, our contract work increased to $30,000 and payments changed to larger payments during our busy time of the year. I feel like that was when we started relying on that income to bail us out of debt.
Nov 2019-April 2020. Refinanced our land and did a construction loan to rebuild our house. Our daughter was out of school and at home with me working which was very hard. Our house was finished April 2020 two weeks before everything started shutting down further it seems. Debt was maybe around 10k because we forgot to plan for the carport that still doesn’t have a slab. It’s just dirt.
2020-2021 We told our boss MIL we were leaving the business. We were tired of the stress and chaos with her and low wages with no benefits. We were given raises ( $33 and $40 per hour ) to keep us there. I told her several months later in a formal notice I was quitting. I was guilt tripped and manipulated to stay; she stated we would make the changes necessary and I would start taking over her job. Of course nothing at all changed. I was a wreck and quit without notice 6 months later after trying again 2 months before because I was a serious mess. This hurt us financially because I wasn’t taking care of our finances and was too upset. I did take over our business contract work so we didn’t have to work on that during our free time. My husband was also a mess on and off, so we kept an emergency fund to support him quitting and finding a job. He told her twice he was quitting but could never follow through. We used up our emergency fund because we weren’t paying attention. Somehow spending 2k a month on groceries for several months. I hate that I have no clue how it happened and how much food waste we had.
2021-2023 I didn’t work for MIL from May 2021-October 2021 when I went back but only 10 hours per week. I went back because we needed the income. I typically worked 12 hours a week until leaving recently. We decided to move to Michigan; I feel like i sacrificed a lot staying in Texas ( I never wanted to ) and putting up with everything working for his mother and all the chaos and control that came with that. We will be moving end of May beginning on June. He still works for her and doesn’t have a set plan.
I feel like our lives have been a wreck the last 3-6 years and I refuse to fall back into it. I feel like not having benefits has hurt us more than we ever imagined it would. Just this year so far we’ve paid $2400 for his emergency root canal and crown. $400 for a consultation and CT scan for my nose for sinus issues. $3500 for a new fence for our dogs. It seems to never end.
I was upset with myself for awhile; I am trying hard to focus on the future. We need to learn to plan and save for large expenses. I am highly considering separating our finances and splitting everything proportionally. He has yet to actually help me with managing our finances although I have mentioned and asked numerous times. He is also supposed to be evaluated for ADHD. He does try and he’s a great partner besides his mom problems and not helping with finances. He thinks just not spending money is enough for our finances. Our therapist thinks us getting away ( even if it is only part of the year ) will change my husband and his dynamic with his mother. I hope he will fall in love with where we are moving, and agree to stay there permanently and sell our home/property in Texas.

The above template was modified, with permission, from MoneyDiariesACTIVE.
submitted by missingmountains7 to ModestMoneyDiaries [link] [comments]

2023.03.21 18:26 1224north Is this a good deal on a 2010 Corolla LE with 97.6k miles?

2010 Corolla LE with 97,600 miles being sold private party for $9,900.
Single owner, meticulously maintained with extensive service history, primarily done at Toyota dealership. Has the 1.8L 2AR-FE, not the 2.4L 2AZ-FE which is known to have problems.
I will get a PPI if I decide to move forward. If the PPI doesn’t turn up anything bad, is this a good deal? Am I wrong in thinking I could get another 100k miles out of this car as long as I stay on top of maintenance?
submitted by 1224north to whatcarshouldIbuy [link] [comments]

2023.03.21 18:20 Sukhman__ IM IN BISCY MATH HOMEWORK🤭🤭🤭🤭

IM IN BISCY MATH HOMEWORK🤭🤭🤭🤭 submitted by Sukhman__ to DefectiveNutt [link] [comments]

2023.03.21 18:08 memes_are_facts Christopher wray the jet setter

A whistle blower from the FBI has come forward and accused director wray of using his jet to circumvent his 30 mile drive.
This comes after he admitted taking the jet to his vacation home.
Records show the jet has made the roughly 15-minute flight between its base at Manassas Regional Airport in Virginia and Washington, D.C., area airports 140 times since 2020.
The private sector cost to fly the jet ranges between $7,000 to $11,000 per hour, including fuel, landing fees, and other costs. Gulfstream G550 jet fuel tanks hold about 6,000 gallons and the aircraft burns roughly 500 gallons per hour, most fuel is burned at takeoff and landing. The shorter the flight, the less cost-effective.
For context president Clinton fired someone for the exact same reason.
IF true; does this not outrage some of the more climate conscious folks from the liberal side? Or is it okay because he's special?
submitted by memes_are_facts to AskALiberal [link] [comments]

2023.03.21 18:02 StaticElectrician If I could talk them into $7500 or $8k even, is this an ok deal? Would want an inspection or records but the car looks to be in good shape and clean. Is it expensive to change out the stereo unit?

If I could talk them into $7500 or $8k even, is this an ok deal? Would want an inspection or records but the car looks to be in good shape and clean. Is it expensive to change out the stereo unit? submitted by StaticElectrician to COROLLA [link] [comments]

2023.03.21 16:01 Threevestimesacharm 2010 Camry eats back brakes

I have a 2010 Camry that has been eating back breaks since noon. I bought it with roughly 30,000 miles on it in 2010 and it now has about 220,000 miles on it. Have probably put on four sets of back brakes. I’ve replaced the caliper twice, and I put on the updated bracket from Toyota for the recall on this purpose.
Last night, my daughters and I did them again. Right rear was worn through the pad, left rear had about 50% life left. The caliper slides were rough, but I lubed them up and put them back on.
I thought about replacing the hose just in case, but I really hate to start throwing parts at it. Every time I do them I tell myself I’m not going to own the car in another 40,000 miles of a difference does it make? Then here I am a few years later still doing the same thing over and over. Ideas?
submitted by Threevestimesacharm to MechanicAdvice [link] [comments]

2023.03.21 15:44 Vegetable-Cobbler734 How should Tesla break through the demand crisis?

How should Tesla break through the demand crisis?

For Tesla (NASDAQ:TSLA) shareholders who have never experienced a severe sales decline, what would happen to the stock price if there were a significant earnings and sales decline during a deep or prolonged recession?

The only "stress test" the electric car leader has experienced in the overall economy was the epidemic shutdown in 2020, when it sold essentially 80% of its electric cars in the U.S. and Europe.
The good news is that Tesla is now making and selling cars profitably, and its other business inventions may help sustain its overall performance better than traditional old-school automakers.
Moreover, the accumulation trend in Tesla stock during 2023 is rather unusual. Rational or not, investor interest in the stock may not reverse significantly in the near term.
Last fall, analysts were quite pessimistic about Tesla's $300 per share valuation due to concerns about stiff competition, but when the quote approached analysts' valuation target of $100 for 2022, analysts upgraded their rating to hold in late December.

01 Overview

A quick look back at the history of automakers during the recession shows that stocks in the auto industry at various trading times were down over 90% of the time from the official start of the U.S. GDP contraction to its end.

Here are the longest continuously traded charts for the auto manufacturing industry found on YCharts, shaded by recession.

Stock price change charts for Ford Motor Company (F), Toyota Motor Corporation (TM), Nissan Motor Company (OTCPK:NSANY), Honda Motor Company (HMC) and Volkswagen AG (OTCPK:VWAGY).
When consumebusiness demand for automobiles falls sharply, sales, earnings and cash flows for more cyclical automakers plummet. Analysts expect the same scenario to occur in 2023 when the economy contracts.

The world's largest automaker already lagged the popular U.S. market index, the SPDR S&P 500 ETF (SPY), in March. And, Tesla is suffering the same pain as other companies.
Analysts have expanded the list of peers to include Bayerische Motoren Werke AG (OTCPK:BMWYY), Mercedes-Benz (OTCPK:MBGYY), BYD (OTCPK:BYDDY), General Motors and Stellantis N.V.
For Tesla in particular, Wall Street analysts' earnings estimates have fallen slightly over the past six months, something that hasn't been seen since 2019. Increasing competition for electric vehicles is one reason.
If we experience a severe recession, revenues will almost certainly plummet.

Arguably, the inflated demand for Teslas since 2019 has been supported by stock market, real estate and cryptocurrency gains that are now disappearing.

A deep economic contraction means that money to buy high-priced cars will be cut dramatically. That's why demand for cars has plummeted.
In addition, CEO Elon Musk's risky move to buy Twitter has undermined some of the demand interest from liberals and progressives in the U.S. and Europe, who were previously the main group buying Twitter.

Tesla's last $50 drop at the end of 2022 was widely blamed in the mainstream media for fears that the Twitter fiasco would affect future sales.
One of the uncertainties in the U.S. recession is that Tesla didn't go public until the summer of 2010, when it was more of a startup.

We have no experience with how its stock, sales and earnings would react in a "severe" recession scenario. Margins will be near industry-leading levels by early 2023.

So even a small contraction in margins, combined with lower-than-expected sales, could really erode cash flow and earnings. If earnings per share are around $2 or $3 this year, the stock price will almost certainly suffer.

The company already cut prices sharply in January and a few weeks ago this year to remain competitive with new entrants.

There is no doubt that margins on auto sales and per-vehicle profitability will fall further in the coming years as inflationary pressures on parts and wages continue to rise at the other end of the spread equation.
02 2023 Technical Strength

Although Tesla's price is down 40% since September, the chart shows that all the buying has been happening since the $100 level in January.

A better-than-expected earnings report, along with positive guidance for 2023, led to a significant increase in the price gap at the open on January 26.

Analysts have drawn a green line on the daily chart below as possible support for the gap fill.
In assessing the safety of this investment, it is clear that in the bullish column, the accumulation/distribution line and the flat measured uptrend (below) have been absolutely fantastic since the price reversal in January.

The outstanding question is whether the aggressive buying behavior remained during the U.S. recession and whether the results for the second half of 2023 may be worse than expected?
03 Overvaluation data

Tesla's overvaluation remains the biggest factor weighing on the stock price. Without wanting to rehash how expensive the stock is today, here's a broad summary to ponder.

When measured against 6% CPI inflation or 6x the industry average median, the 34x of EV to past EBITDA is truly incredible (especially if growth stalls).

If there is any good news, it is that Tesla's earnings have improved significantly as the stock price has fallen rapidly, pulling this important ratio down from around 100x in early 2022.
Tesla's operating P/E ratio is the highest among its major peers, so the stock is most at risk of falling if a U.S. recession affects performance and expectations.
In addition, there is debate as to whether Tesla's stock market capitalization is really equal to the rest of the world's auto manufacturing industry combined.

Textbook economics suggests that Tesla's profit margins will decline significantly as competition in underlying prices and product values intensifies.
04 Conclusion

March 2023 has seen incredible weakness in small cap stocks, banks/financials, deep cyclicals, airlines, steelmakers, and even major auto stocks, a sign of past recessions.

What if Tesla's car sales soon fall sharply from current expectations? Analysts doubt that the stock price will rise sharply in the face of such pessimistic news.
Yes, the U.S. Treasury yield curve has reached a 40-year high since last November, a clear sign of an impending recession.

Historically, it can take 6-12 months for the severe phase of a recession to occur, which means that U.S. economic growth could be quite negative in the summer and fall.
As a result, here are analysts' predictions for Tesla's price action over the remainder of 2023 From an analyst's perspective, the sharp rise from the technical charts of slightly above $100 in early January is in urgent need of at least a retest.

Analysts expect the $140 spread to be filled as a recession in auto demand becomes the main topic of conversation in the industry over the summer.
The dollar could then rally to $175-$200 under another round of massive easing (including trillions of dollars of new quantitative easing) by the Federal Reserve to prevent the U.S. economy from falling into depression and massive debt/loan defaults.

Analysts estimate a year-end offer around $180, roughly the same price as today. Basically, the analysts' forecast for December 2023 is for 3% annual inflation and short-term interest rates, a forward P/E ratio of 35x and long-term growth of 20% (lower than current Wall Street forecasts).

Therefore, analysts' ratings on the stock's 12-month outlook remain unchanged.
Of course, if a severe recession leaves Tesla with flat earnings or a negative outcome, the stock could still fall below $100.

That's the worst-case scenario at this point. The best-case scenario is a mild recession with Tesla's sales growth steady and well above average.
submitted by Vegetable-Cobbler734 to Burystocks [link] [comments]

2023.03.21 14:22 pennywitch Car totaled, value they want to pay out seems $1000-2000 lower than similar cars for sale in area.

I was t-boned and my car has been totaled. I wasn’t at fault. The amount they want to pay out for my 2013 Toyota Corolla with 118,000 miles is $10,700. I’m in Indiana if that is relevant.
When I look at cars for sale in my area, there are none with similar milage and the same year.
I’ve started a dispute by sending in screenshots of similar cars for sale, but this is my first time in a car accident and the whole thing is a lot to think through, especially with a concussion.
What matters more, year or milage? I’ve found a 2011 with fewer miles (108,000) for $13,000 and a 2014 with more miles (126,000) for about $13,000. There are more examples, but all are older with fewer or newer with more, all for more than they want to pay.
Does this seem like they have undervalued my car? Can someone with more experience tell me if I’m being dramatic?
I’m also sad that it was paid off and used car loans are averaging interest rates of 8%. I don’t want to put up a fuss if my expectations are too high.
Thanks for any help!
submitted by pennywitch to Insurance [link] [comments]

2023.03.21 12:47 boomerang2021 2018 GMC Terrain Denali?

Hey all!
I'm currently looking for a replacement after my car (2010 Toyota Rav4 V6) got totaled in an accident. I'm hoping to get a replacement that's similar to what I had. I don't need a brand new car but would like something newer. Unfortunately the used car market still sucks in my area.
I stumbled across a 2018 GMC Terrain Denali for $25k, 65k miles that seems to have everything I'm looking for and more in addition to being in the price range of what I'm looking to spend. Would this be a good car to consider? How is the Terrains reliability?
submitted by boomerang2021 to whatcarshouldIbuy [link] [comments]

2023.03.21 10:46 slinkenboog Is this Corolla a good deal?

I’m currently looking at a 2017 Toyota Corolla LE with 19k miles. It’s listed at $20,998. It feels like a good choice, but then I wonder should I go newer with more miles for the updated safety sense? I don’t know. I’m in a state that adds 500 dollars in dealer fees, btw. We also considered a 2022 Kia Soul, but the Toyota feels more long term dependable. Anything you have to offer is appreciated!
submitted by slinkenboog to carbuying [link] [comments]

2023.03.21 08:39 moeOzayek Toyota Celica Liftback (1976)

Toyota Celica Liftback (1976) submitted by moeOzayek to vintagecarads [link] [comments]

2023.03.21 08:38 boosterusa Out of fuel? Get Emergency Gas Delivery by Booster

Out of fuel? Get Emergency Gas Delivery by Booster
Several regions of the world have never heard of on-demand fuel delivery services. This is because the idea is still relatively fresh. But, during the past few years, just a few services have captured everyone's attention.

Understanding what Booster is?

A California-based startup called Booster Fuels provides fuel to colleges, business fleets, property owners, and campus-based businesses. Tens of thousands of employees who work at more than 300 firms, including eBay, Facebook, PepsiCo, Cisco, and Oracle, use our services. We successfully acquired $32 million in investor capital since our launch in 2014. By investing additional money, we want to grow into new markets.
To transmit power generated from source to vehicle, we claim to have "developed a cleaner energy delivery service." Typically, a booster lowers the need for multiple-excel wheelers and gasoline storage. In contrast to gas stations, clients receive the gasoline immediately. Deliveries of renewables, gasoline, diesel or biodiesel, DEF, etc. are made at all times and in all places. To make transactions simple, the app also provides integrated billing systems from USBank, WEX, Voyager, and COMDATA.

An app for on-demand fuel delivery

You must first install and register yourself before you can begin seeking gasoline. Today, all you must do to refuel your car is submit a fuel request using the application at your current location. After receiving your order, the fuel delivery firm, Booster will dispatch a fuel tank vehicle to your location. The assigned individual will arrive at your area with a fuel tanker by using GPS technology to navigate. When the individual arrives, he or she will fill up your car with fuel and note the delivery as finished on the Booster app. You will finally complete the process by making the payment.
Additionally, Booster offers businesses services and characteristics that provide them with unmatched information about your fleet operations as well as the cost reductions associated with mobile fueling. With the help of this, our fleet customers will be able to combine data from many places and fuel types into a single parent account, which will enhance the reporting and invoicing processes.

· Business-level reporting and billing

Several location businesses are no longer required to switch among each location to view crucial fleet information. As a result, they may now use a sole parent account to examine the fleet efficiency of all locations. Simply log into the Booster Dashboard & select "All Sites" to examine order details such as the latest service date, usernames, fuel type, quantity of vehicles filled, quantity of gallons dispensed, and the overall sum charged.
There are numerous options for downloading data. To download a CSV file for every individual item, each monthly payment for a particular location, or for the entire business, simply click "Export Summation CSV" or "Export Details CSV" on the dashboard's top right-hand corner. Finally, you may download this information to a CSV file and toggle the service dates.

· Insights from Combined Gas and Diesel

Companies that benefit both from diesel and gasoline no longer need to switch between accounts to get crucial fleet information. Gas and diesel information and billing have been combined into a single account. Users may now switch among All Types Of fuel, Gas Only, & Diesel Only at the dashboard's top. Users can view the most recent service date, the amount of cars filled, the type of fuel used, the quantity of gallons delivered, and the total cost charged.

Services by booster

We offer infrastructure-as-a-service to public sector fleets, including fire stations, school bus fleets, and corporate buses, through on-site mobile fuelling, helping them achieve efficiency, cost-savings, and results from the construction. For fleets with a variety of vehicle types & fuel product requirements, we fill the holes in your fueling process.

· Tanks for underground storage

Fleets throughout the nation are gradually replacing USTs with more environmentally friendly options. By doing away with USTs, mobile fueling lowers maintenance costs and guards against dangerous leaks.

· Energy Cards

The public sector's procurement procedure might be challenging. By seamlessly connecting with your current fleet gasoline cards, Booster offers a time-saving option and eliminates the requirement for an official RFP.

· Complicated Remedies

There are rarely universal requirements for fleet fueling. To meet the changing demands of various fleets, Booster can provide numerous fuel kinds in a single trip.

With a Large Metropolitan School System, Booster Moves Quickly

To get mobile fueling service for its fleet of more than 200 automobiles with a variety of gasoline types, a significant metropolitan school district in the Pacific Northwest took advantage of the state contract that it already had with WEX. Before the beginning of the school year, Booster was capable of providing on-site fueling services in three weeks.

Supplying fuel to local and state government fleets

Our direct supply chain allows municipalities and states to select and fuel the cars they want irrespective of existing infrastructure while lowering the high upfront costs involved with constructing alternative energy stations.

Aging Storage Tanks Are Now becoming Into an Expensive Issue

Within the next two years, 75% of the country's underground storage tanks (USTs) will indeed be 30 years old, dramatically raising the risk of corrosion and leaking, as stated by the U.S. Environmental Protection Agency. Fleet managers around the country are finding it expensive to perform the periodic checks and repairs necessary to prevent UST spills, so onsite fleet fuelling is filling the void.

Advantages of mobile fuel supply for fleets

Beginning every day with bigger engines of fuel help keep your team focused on the creative activities that benefit your bottom line. Fleet gasoline delivery offers savings that enable you to get far more petrol for your money than just convenience.

1. First, fill up the tank

Increase route effectiveness:

Eliminate non-productive time spent refueling fleet vehicles to allow your staff to concentrate on clients.

Delivered when you have free time:

Because your fleet rarely needs to stop for fuel, every path mile becomes much more productive & allows for more emphasis on your clients.

2. Optimize your processes

Stop going to the petrol station:

We take this pointless task off your team's daily to-do list.

Begin daily journeys more quickly:

Get an extra 20 minutes per member of the team per boost, on average.

Integrated seamlessly:

We integrate with existing fleet management and telematics technologies, as well as fuel card systems.

3. Track your fuel insights and statistics

Overview dashboard:

Get vital data very ease, such as fuel consumption and gallons utilized, to spot problems early.

Reconciling the bills:

Handle reconciliations and bills all in one place with complete transparency.

Asset administration:

By having real-time access to fleet analytics and vehicle statistics, you can be sure that your vehicle is prepared.

4. Pick the safest fueling method for your fleet.

Minimize the exposure of your team:

Each year, there are around 32,000 occurrences at gas stations.

Surpassing safety standards:

For the safe transport, storage, and distribution of fuel including DOT, EPA, and air quality regulations.

Adherence to the strictest standards:

Complete adherence to NFPA 30A, FMSCA, as well as the International Fire Code.

5. Get in touch with knowledgeable fuel and energy advisors.

Free fuel evaluation:

Take advantage of a free consultation to determine your company's needs.

Managing personal accounts:

Create a partnership that benefits your company and make use of our customer experience team's full range of services.

On-site testing of the operation:

Provide a smooth enrollment and continuing fuel experience to position you for success.

Licensed and certified service professionals working full-time:

Get reassurance that all daily deliveries to your fleet are being handled with care.


Why waste time when you have on-demand fuel delivery because it not only saves time and effort but also money and lowers pollution. We have a chain of happy customers with solutions to their emergency gas needs. To join this chain and see how mobile fueling can lower emissions and save you money visit our website, connect with us, and have a seamless fueling experience.
submitted by boosterusa to u/boosterusa [link] [comments]

2023.03.21 05:17 Master_Attitude6007 99 Corolla What kind of ATF Should I Use?

So I have a 99 Corolla (141k miles) I have done two ATF changes, one at 110k miles and one at 130k miles. The reason they're so close together is because at 110k miles I only did a partial change, as I was informed I should do that because of the car age and that it hadn't had a ATF change yet.
Now my main question is, what kind of ATF does this car actually take. For those two fluid changes I used the Valvoline "Dexron VI, Dex/Merc," the kind that claims to be backwards compatible with cars that use Dexron III. However I recently found out that Aisin specifically recommends you DO NOT put Dexron III in an 8th corolla (or a A245E transmission or anything that has T-IV specifications). I've also read older forums on Toyota Nation, that when people use Dexron VI their 8th gen Corolla (with and A246E) runs worse.
What ATF should I use, are these transmissions doomed? lol
Also if I can where the hell could I purchase authentic T-IV ATF?
submitted by Master_Attitude6007 to MechanicAdvice [link] [comments]